After a collision, you expect the insurance company to do the right thing. You file your claim, provide information, and wait for them to respond. But what if they deny your claim without any evidence? Unfortunately, it happens every day in Georgia.
And here’s the hard truth: there is no “insurance police” to call when it happens.
Why Insurance Companies Deny Claims
Insurance companies are for-profit businesses. Their goal is to pay out as little as possible. Denials can happen for many reasons:
- Delay tactics to pressure you into giving up
- Lowball settlements that do not reflect the full cost of your injuries
- Denials without evidence, simply to see if you will fight back
The insurance commissioner’s office exists, but in practice, they have limited power to force an insurance company to pay a denied claim.
What You Can Do When Your Claim Is Denied
If your claim has been denied, you are not out of options. The most important step you can take is to talk to a trial lawyer who knows how to hold insurance companies accountable.
At Hasty Pope, here’s how we approach it:
Investigate the denial
We gather all the facts, evidence, and documentation to see what the insurer is relying on—if anything.Build the case
We treat every case as if it is going to trial. Insurance companies know which firms are willing to go the distance and which ones will fold.File a lawsuit if necessary
When denials persist, the only way to force accountability is in the courtroom. That is where juries hear the full story and decide what justice looks like.
Why Trial Experience Matters
Insurance companies pay attention to track records. They know which firms have proven themselves in front of juries. Firms that never go to trial typically see lower settlements, because insurers know they will not push all the way.
At Hasty Pope, we prepare every case as if it will be tried. That preparation—and the willingness to stand in front of a jury—is what generates significant settlements and verdicts for our clients.
Final Word
Insurance companies deny claims without evidence every single day. There is no watchdog agency that will swoop in and make them pay. The only way to level the playing field is to work with a trial lawyer who knows how to fight back.
At Hasty Pope, that is what we do. When insurance companies deny without cause, we step in, we prepare, and we take the case as far as it needs to go to secure justice for our clients.