When a Lowball Offer Isn’t Enough: How We Fought for Justice After a Devastating Head-On Collision
When insurance companies make low offers, they’re betting on one thing: that you’ll give up before they have to pay what’s fair.
But not our client. And not our firm.
This case started with a violent head-on collision in 2021. A negligent driver crossed the centerline and slammed directly into our client’s car at full speed, crushing the front of her vehicle and trapping her inside. Emergency crews had to extricate her from the wreck, and she was rushed to the hospital with severe injuries.
Her medical bills began piling up within hours—and that was only the beginning.
The Injuries: Life-Altering, Permanent, and Ongoing
The collision caused a range of devastating injuries:
- A fractured sternum
- Multiple herniated discs
- Severe cervical and lumbar spine injuries
- Torn labrum in the shoulder
- Chronic, radiating nerve pain
- Ongoing PTSD symptoms
These injuries weren’t just painful—they were permanent. Over the next two years, she underwent countless medical appointments, physical therapy sessions, MRIs, injections, and nerve ablations. She received care from orthopedic specialists, neurologists, pain management experts, and trauma counselors. Her treatment is still ongoing today—and she will likely require care for the rest of her life.
The Offer: An Insult to the Reality She Was Facing
In 2022, we submitted a demand letter for $750,000—a fair estimate based on her past and future medical bills, lost wages, and the physical and emotional pain she’d endured. The insurance company refused.
We escalated with a formal Offer of Judgment for $1.25 million, hoping they’d see reason. They didn’t.
The Verdict: A Battle Won in the Courtroom
That left one option: take the fight to trial.
And that’s exactly what we did.
After years of preparation, depositions, and medical research, we brought the case to a jury. Our client’s story was powerful. Her injuries were undeniable. The evidence was overwhelming.
The jury awarded her $3.5 million.
Why It Mattered
This case is a textbook example of why experience in the courtroom matters. At Hasty Pope, we don’t bluff. When we say we’ll take a case to trial—we mean it. And because of that, insurance companies know we’re not a firm they can push around.
We’re proud to have helped our client secure the resources she needs to manage her medical care, rebuild her life, and find justice in a system that too often favors corporate interests over people.
If You’ve Been Injured, Here’s What You Need to Know
- Insurance companies are not on your side. They will minimize your pain and delay real offers.
- You don’t pay us unless we win. Hasty Pope works on a contingency fee—no retainers, no hourly bills.
- Trial experience matters. If the offer isn’t fair, we’ll take it all the way.