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Why Your Insurance Claim Gets Denied

If you live in Georgia, you’re likely insured by one of the major companies: StateFarm, GEICO, or USAA. They run multi-million dollar ad campaigns telling you you’re in good hands, they’re on your side, or that they know what it means to serve.

Here’s the truth:

Their business model depends on saying "NO".

And it’s not just when you first file a claim. They deny injuries. They dispute the facts. And even when a Georgia jury delivers a clear verdict in favor of the injured, they still delay paying.

A $3.5M Verdict, Still No Payment

Take a recent case we tried here in Georgia. Jolene McGee was injured in a car crash. Chronic neck and back pain changed her life. She did everything right got medical opinions, sought legal help, and went to trial after State Farm denied responsibility.

The jury awarded her $3.5 million.

StateFarm still hasn’t paid.

And they’re not alone. GEICO, USAA, and other insurers have taken similar steps appealing valid jury verdicts just to pressure the injured person into accepting a lower settlement.

This isn’t an exception. It’s a growing insurance industry trend.

The Numbers Don’t Lie

According to the American Association for Justice, insurers like State Farm and Allstate use claims-handling tactics that include:

  • Denying claims outright
  • Delaying payments for months or years
  • Defending aggressively in court—even when liability is clear

These strategies are not about the truth. They’re about squeezing injured people into submission.

In fact, StateFarm has been named one of the worst insurers in America when it comes to treating claimants fairly. GEICO and USAA have also been sued multiple times for bad faith denials and failure to pay policy limits, especially in auto crash cases.

Why This Should Matter to Every Georgia Driver

If you’ve been in a car accident in Canton, Gainesville, or anywhere in Georgia, this should make you pause.

You could do everything right pay your premium, get medical care, even win a trial and still not get paid.

That’s why having an experienced Canton GA personal injury lawyer or Gainesville GA injury attorney matters more than ever.

You need someone who’s not afraid to take your case to trial. And more importantly, someone who knows how to enforce a verdict when big insurance companies try to delay justice.

What You Can Do

If you've been injured in a crash:

  1. Document everything — Medical visits, pain levels, and expenses.
  2. Don’t trust the adjuster — They work for the insurance company, not you.
  3. Call a trial lawyer — A real one. Not someone who settles every case.

At Hasty Pope Injury Law, we’ve been fighting these battles for over 100 years. We know how the insurance companies operate, and we don’t back down.

We’ve taken on StateFarm, GEICO, USAA, and more and we’ve won.

But winning a verdict is only part of the fight. The rest is getting your client paid.

Final Word

Your insurance company is not your friend. It’s a business. And their top two priorities are simple:

  • Collect premiums.
  • Deny claims.

If you're hurt in a crash, and the insurance company won’t do what’s right, you need a Georgia car accident lawyer who’s been in this fight and knows how to finish it.

Contact Hasty Pope Injury Law today.
We serve clients across Georgia, including Canton and Gainesville, and we’re ready to take your case as far as it needs to go.

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