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9 Shocking Ways Insurance Companies Delay or Deny Your Claim (How Hasty Pope Fights Back)

You’ve been hurt in a car crash. Medical bills are piling up. The insurance company promises they’ll “review your claim” but weeks pass and nothing happens.

Here’s the truth: companies like State Farm, GEICO, and USAA are built on profit and profit grows when they delay or deny valid claims.

At Hasty Pope, we’ve seen these tactics over and over in Gainesville and Canton, Georgia. Below are nine of the most common tricks insurers use and how our personal injury lawyers fight back for our clients.

1. Lowball Offers Right After the Crash

They wave quick cash before you know the full extent of your injuries. Their goal: lock you into a cheap settlement.
Our personal injury lawyers make sure your claim reflects the true value of your losses not what the insurer hopes you’ll accept in desperation.

2. Endless Paperwork and Red Tape

They bury you in forms and repeated requests for the same information.
Our team cuts through the red tape, pushing your claim forward while holding insurers accountable.

3. Blaming You for the Crash

Even when evidence proves otherwise, insurers try to assign partial fault to you to shrink your payout.
Our car crash attorneys in Gainesville and Canton gather police reports, witnesses, and experts to prove liability and stop blame-shifting.

4. Denying Medical Necessity

Insurers argue your treatment wasn’t related to the crash or wasn’t “necessary.”
Our lawyers work with doctors to document every injury and make sure all care is included in your claim.

5. Delaying Payments to Pressure You

They hope you’ll accept less just to pay your bills.
At Hasty Pope, delay only makes us push harder. If they stall, we take them to trial.

6. Using Surveillance and Social Media Against You

They’ll point to a photo of you smiling to argue you’re not really injured.
Our team prepares clients to avoid traps and makes sure insurers can’t twist the truth.

7. Refusing to Pay Even After a Verdict

Even after a jury sides with you, insurers drag things out with appeals and motions.
Our trial lawyers know how to enforce verdicts and hold them accountable.

8. Forcing Unnecessary Independent Medical Exams

Insurers often send you to their own “independent” doctor to dispute your physician’s findings.
Our truck and car accident lawyers challenge biased exams and protect the credibility of your treating doctors.

9. Dragging Negotiations Until the Statute of Limitations Runs Out

Some insurers stall, hoping you miss Georgia’s filing deadline so your claim expires.
Our attorneys file lawsuits early when necessary to stop these delay tactics cold.

Final Thoughts

Insurance companies delay and deny because it’s profitable. But every delay leaves victims struggling with unpaid bills, stress, and uncertainty.

At Hasty Pope, our personal injury lawyers and car crash attorneys in Gainesville and Canton, Georgia don’t fall for these tactics. We know the playbook, and we fight back every time in negotiations, in court, and at trial.

Call Hasty Pope Injury Law today for a free consultation. Let our team take on big insurance while you focus on healing.

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