Getting hit by a driver who has little or no insurance is one of the most frustrating situations an accident victim can face. In Georgia, as many as 18 percent of drivers are uninsured and many more carry only the state minimum coverage of twenty five thousand dollars per person, which is not nearly enough to cover the cost of a serious injury.
At Hasty Pope Injury Law, our Gainesville Georgia injury lawyers and Canton Georgia injury lawyers have decades of experience finding hidden coverage and using creative strategies to make sure victims get compensated. Here are five ways we get results when other firms might give up.
1. We Maximize Uninsured and Underinsured Motorist Coverage
Georgia law requires insurers to offer uninsured motorist coverage unless it is rejected in writing. Uninsured and underinsured motorist coverage is designed to protect you when the at fault driver has no insurance or not enough. We know how to evaluate policies and stack coverage when possible to maximize recovery.
2. We Find Every Available Insurance Policy
Company policies, umbrella policies, and even third party liability insurance may apply. For example, if the driver was on the job, their employer’s commercial insurance may cover your injuries. Our attorneys dig deep to find every possible source of compensation.
3. We Pursue Employers and Third Parties
If the negligent driver was working, delivering goods, driving a company vehicle, or operating a rideshare, the employer can often be held liable. We also investigate whether other parties, such as property owners or manufacturers, share responsibility for your injuries.
4. We Calculate the True Value of Your Case
Insurance companies will often offer quick settlements that cover only part of your medical bills. At Hasty Pope, we calculate the full scope of your damages including future medical care, lost wages, reduced earning capacity, and pain and suffering. Preparing every case as if it will go to trial gives us leverage to demand the maximum.
5. We Take Cases All the Way to Court
Insurance companies and negligent drivers all know our reputation. We are not afraid to try cases before a jury. This approach sets us apart. Many firms push for quick settlements, but Hasty Pope fights for what clients truly deserve.
The Reality of Uninsured Driver Accidents in Georgia
- Nearly one in five drivers in Georgia is uninsured
- The minimum required coverage is only twenty five thousand dollars per person, often leaving victims undercompensated
- Nationally, uninsured driver rates climbed above fifteen percent by 2023
These numbers show why you need an experienced Canton Georgia injury lawyer or Gainesville Georgia injury lawyer who knows how to work around insurance gaps.
Call Hasty Pope Injury Law Today
If you have been hit by an uninsured or underinsured driver in Georgia, do not assume you are out of options. Hasty Pope Injury Law has the experience, resources, and relentless drive to find coverage and secure fair compensation.
Free Consultation – No Fees Unless We Win